FLEXIBLE PAYMENT OPTIONS

Planning a large tattoo and want to spread the cost? Want a tattoo but can't afford one right now? Finance options are now available at New Identity Tattoo Studios.

FINANCE WITH PAYL8R

What is PayL8r?

PayL8r lets you buy the products you want today without worrying about the cost. With our flexible repayment plans, you decide when and how to pay back. Simply select one of the studio application forms below to apply for finance with Payl8r.

What makes Payl8r so different?

Payl8r is flexible finance for this generation. We don’t penalise you for having a thin credit file and use a soft search which will not affect your credit! if your credit score is poor we will assess your affordability instead! this means we lend to the largest audience in the UK.

How do we asses your affordability?

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead. We do this through open banking technology called Bank-Vision. Open banking is an opportunity for people and businesses to use their transaction data to access better financial products and services. Created to empower users, but only with your consent you can share your online statements for lenders to underwrite quickly and efficiently. See your Banks website for more details on “Open-banking”

What is the cost of using PayL8r?

Interest rates range from just 1% – 6% per month with no early repayment charges!

Example:

If you borrow £200 over 12 months at a fixed monthly interest rate of 4%, and an annual rate of 48%, and a representative annual percentage rate of 127.34% you will pay:

Monthly payment: £24.66.

Total amount you repay: £295.92

Total charge for credit: £95.92

To Qualify you must have:

• NO CCJ’s within the last 3 years
• No accounts in default
• UK Residency
• Online Banking
• Regular source of income

For more information or any other questions, please contact your local New Identity Studio.

WYLDE GREEN STUDIO

PELSALL STUDIO

WEST BROM STUDIO

SHIRLEY STUDIO

FINANCE TERMS AND CONDITIONS

Please read the following information carefully:
HOW IT WORKS:
Once your application has been accepted, the requested credit amount will be used to secure a tattoo booking. The money will be assigned to each individual session you book as a 100% deposit. On the day of your appointment, the studio would have already been paid in full so the only cash you'll need to bring will be for any aftercare and refreshments you wish to buy.
REFUNDS AND CANCELLATIONS:
Once finance has been taken out the money used is NON-refundable. If needed, however, we can rearrange your appointment ONCE, as long as the usual studio policy is adhered to.
CANCELLATION POLICY:
All deposits are non-refundable. If an appointment is needed to be rearranged we need a minimum of 72hrs notice. If the correct notice is given we will move the deposit across to the new date. If less than 72hrs notice is given, the deposit is lost. If a client rearranges an appointment more than once then their deposit is lost.
We reserve the right to refuse to tattoo anyone we feel hasn't followed our studio policy guidelines.

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